other partners. clearly, there are going to have to be assured that microsoft will firewall dell from the core microsoft, so that dell isn't mammothly advantaged. you know, lenovo, hewlett-packard, acer, those companies are going to want to be assured that this partnership won't put them at a disadvantage. but yeah, apple, which is another vertically integrated company, clearly would face a stronger partnership, the stronger microsoft-dell partnership, as a result of a successful engagement like this. what about microsoft's new surface that's coming out on february 9th? will this help the company? > > well, that is getting kind of interesting, because you would think that part of this deal might be that dell might take over service from microsoft. when you're making a huge investment in the company, competing in the company that you are investing in would seem to be counter-strategic. so, i would think that it would be far more likely that dell might negotiate with microsoft a way to take over the service effort from microsoft, bring that up, while still allowing the service effort to operate in perhaps a more intimate matter with microsoft than any other organization outside the company would operate. so that's going to be a really interesting thing to see solved. > thank you for your thoughts, rob. > > my pleasure. still ahead, why it could be time to break up with your bank. more on that after the break.